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Picking up and moving from one place to another is stressful no matter how far you’re going, and it’s a task that can drain your wallet if you aren’t careful. Use these moving tips and tricks to make sure your move is as effortless (and inexpensive!) as possible. A little preparation and a lot of effort can decrease your moving costs substantially. Start by getting ready for your move as far in advance as possible and ready yourself for some flexibility.

The devastation to life and property is tragic in every sense. It is an eye-opening reminder that we are subject to the whims of nature in a most terrible way. There is very little difference that any level of planning can make given the ferocity of certain storms—it is plainly evident and the cost in both human and financial terms is inestimable. In other words, even if the idea were present in advance that a storm of Harvey’s magnitude might hit, there was nothing that could have prevented the disaster or lessened the damage substantially.

Equifax is facing nearly two dozen class-action lawsuits, along with a separate suit from the state of Massachusetts, over a massive data breach that compromised the personal information — names, addresses, birth dates and social security numbers — of more than 143 million people. For those affected by the breach, the path forward is still unclear. While the credit reporting agency announced the breach last week, the breach actually occurred July 29, which means sensitive data from about half of the U.S. population has been available to hackers for weeks. Here’s what you should know, and what actions you can take next.

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