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You've been dreaming of owning a home for years, and now you're finally ready to make the leap. You've found the perfect place and may have even started deciding where to put the furniture, but you still have one big obstacle standing in your way: getting a mortgage. If you've never bought a home before, the whole process can seem a little confusing. One of the first things you have to figure out is whether you should get a fixed-rate or adjustable-rate mortgage. Most people choose the fixed-rate mortgage without even thinking about it, but there are situations where an adjustable-rate mortgage may be a better fit.
Do you hate the idea of brown-bagging it as everyone else in the office goes out for lunch? Do you dread parking your old-school Camry in a lot full of BMWs? Do you hope no one sees you with your coupons in the grocery store? If keeping up appearances is important to you, there are plenty of ways to do it without resorting to falling into debt. Here are 10 ways to look like you're living large without overspending.
In many families, money was once a taboo subject. Kids would grow up with a vague idea that their parents made enough to support the household, but it wasn’t until they got their own jobs that they began to understand how finances work. Fortunately, these days, kids learn about money much earlier, thanks to their own savings accounts, open conversations about budgets around the family dinner table, and college savings funds that might be opened before they take their first steps.
Did you know that 47% of Americans cannot cover an emergency expense costing $400 or more? SAC Foundation understands this dire need and has an online, self-help financial education tool called KOFE to help provide basic money management fundamentals. Check out this FREE resource by clicking the link below!
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